I thought I'd write about the problem with the Hawk-i plan. First off, Hawk-i is a state funded health care plan that is handled by Wellmark or John Deere health. There may be others, but around here, it's one of those two. Hawk-i is for those Iowans that make too much for Title XIX, yet are considered poor enough that they qualify for this subsidized insurance. On Hawk-i, you get a medical card for your child/children, directly from Wellmark, or from the other health insurer, not a slip a paper like Title XIX. However, the Hawk-i plan covers just about everything that Title XIX covers. It covers mental, dental, vision, and health. It also covers prescriptions. There are two main differences between Hawk-i and Title XIX. One is cost. Hawk-i costs $20 per month and covers all of your children. Title XIX is free. The second is coverage. Title XIX picks up all medical bills 100% whereas Hawk-i has a co-pay for some services, such as a $25 co-pay for Emergency Room visits. Now, the reason I see a need for change is this. One requirement for Hawk-i is that the children cannot be covered by any other health plan. It is strictly for children without health insurance. In the case where a custodial parent does work, and qualifies for the Hawk-i plan, they could lose that coverage because Child Support will force a medical order on the NCP and in effect, Hawk-i will drop that child because the NCP's coverage will be in effect on that child. If a medical order was issued when the CP was on Title XIX, and they decide to work and then become eligible for Hawk-i, they cannot get it because the NCP's employer is under order from the court to enroll the children in their health plan. This is why this is wrong. That health coverage for the NCP will generally run a couple of hundred dollars per month. Secondly, the coverage is far inferior in not only coverage amounts, but coverage areas. Where the child would have had dental, vision, and mental health, under the Hawk-i plan, very few private plans offer this. Secondly, when the CP took that child to the doctor before, it was generally covered 100%. Now, the CP faces a $20 co-pay in many cases, and a much larger bill for all Outpatient expenses and Emergency Room visits. It's really a no win situation for both parents and the child too. The last thing about the Hawk-i plan that you should know is that it only covers children that live with you. Currently, it is not possible to purchase a Hawk-i plan for a child that does not live with you. First, we should not force medical orders in cases where the children could/would qualify for Hawk-i. Secondly, instead of forcing parents into purchasing expensive private plans that are inferior, we should allow the NCP to be able to purchase the Hawk-i plan for the children that do not live with them. I think this would be far superior to the current system and would save both parents considerable money and provide better healthcare to our children. I welcome any questions or comments on this."
That's their out. they claim to be doing a good deed but then order the parent that can't get it to pay therefore disqualifieing the child and saving them from having to actualy carry through. Just another carrot you can't get.
Hawk-I is a joke. I checked into it right after medical support was ordered and I could not get it for the kids as they did not live with me. The thing that got me was that if they were living with me and I was not paying child support, they would have qualified. The income guidelines are actually quite laxed in that they use the 200% poverty level as opposed to the 100%-150% levels used by most entities; however, even with these guidelines, the only people that actually qualify are the illegals working at our meat packing plants.
That's exactly why I'm saying that we have to remove the rule about the primary residence of the child in order to offer these programs to all citizens in need, and not just to whinning moms.
Two major things put me at odds with the Republicans, even though I vote for them the majority of the time. First is that I'm pro union. The second is that I do believe in socialized medicine and believe that we should get free legal too. Yes, I understand that free doesn't mean free, but if we feel strong enough to socialize education by providing free education in the form of public schooling, then I think health is just as important and a basic level of health care should be provided. Yes, it would do away with this attack on NCP's to provide health coverage which really pushes the NCP's obligation to 50% of gross earnings and beyond. It would also put a huge dent in insurance companies which I despise in the first place. Insurers are the number one lobbyists for taking our rights away. Know why Iowa had a heck of a time raising the speed limit to 70? Insurers said that they'd have to charge more and they lobbied very hard against it. Many building codes, seat belt laws, and other nanny state rules have been pushed for by insurers so that any action that we have that raises the chances of their having to pay out is criminalized. What other industry can go and make criminals out of potential liabilities? Think of how much insurance is paid all along the way of any object that is created or frankly, any service that is rendered. It's these insurers that are happy when we're forced to pay top dollar for their sub-standard health insurance. Bryan, you're right. If we socialize medicine and legal too, we'd take a lot of the manipulation off of the table. I know a great many people may disagree with me, but I've though about this for an awful long time. Socialized medicine wouldn't be much different than our public schools now, which in fact are socialized institutions for learning. You can still home school your children and you can still put your kids in private school. As long as those types of options were still open for our healthcare, it wouldn't be too bad. Lord knows I am swamped with expensive health insurance and tons of medical bills that my expensive insurance does not cover. It's ridiculous.
Supported videos include:
Create your own forum with Website Toolbox!